Directors & Officers Insurance
OBF Insurance Group is a leading provider of Directors and Officers insurance within the Irish market. Our purpose is to help protect Directors and Officers against the many risks associated with the running of a business. Our experts will help advise on the right professional indemnity cover.

Protecting Personal Assets and Liability
Directors and Officers are increasingly exposed to the risk of legal action over many issues, such as accounting irregularities, mergers and acquisitions, insolvency-related proceedings (wrongful trading/disqualification), employment-related claims, breaches of health and safety legislation, environmental liability and breaches of competition law.
Directors and Officers (D&O) Insurance protects the personal assets and liability of directors, officers and senior personnel against professional indemnity claims arising from wrongful acts or decisions made in their business capacity. OBF Insurance has an in-depth understanding of today’s corporate guidelines and the regulations to which management are bound.
Features
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Free advice and quotation.
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Dedicated and experienced team.
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Access to Domestic and UK markets.
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Broker to broker facility available.
Benefits
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Financial Protection such as cover for legal costs, defence cost, damages, and settlements arising from claims.
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Protects company officers who exceed their authority.
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Protects personal assets of individuals.
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Options to add Employment Practices Liability and Entity Coverage.
Tip #1
Be aware of your corporate responsibilities to minimise the risk of an indemnity claim. Directors and officers are expected to exercise their corporate responsibilities in good faith, in a manner one reasonably believes to be in the best interest of the corporation.
Tip #2
Review the indemnity limits on your Directors and Officers insurance policy on a regular basis to ensure the maximum amount of compensation meets your current needs.
Tip #3
Confirm any changes in position with your Directors and Officers insurance provider as soon as possible. Some providers simply require a single update on all employees once a year but this can vary.
FAQs
A: Yes, most Directors and Officers insurance policies will include this cover as standard. However, you should check with your broker or Insurance provider to ensure you are covered.
A: No. Fraud is a common exclusion under the Directors and Officers insurance policies.
A: Most Directors and Officers insurance policies include the costs of your legal defence as well as offering protection for your personal assets. Like all insurance policies, your Directors and Officers insurance provider will cover an agreed upon amount and any excess shall be sought from your own accounts.
Some Directors & Officers policies can be extended to include cover for Employers Practice Liability, but this in most cases is not an automatic extension and you should always check this with your broker.
A: Most Directors and Officers insurance policies are written on a claims made basis, meaning they only cover claims which occur, and are filed, during the period detailed in the policy. If you require further cover, contact your provider to discuss a bespoke policy.

Claims & Emergencies
Here to Help
Unsure of how to make a claim or your next steps in the case of an emergency?
We’re here to help and guide.
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Here to help
Tell us all about the protection you need, and we’ll guide you on your ideal insurance options.
Email: info@obf.ie
Call: +353 1 660 1033