Liability Insurance
In general, liability insurance provides financial protection against claims of negligence from third parties as a result of errors, omissions or accidents that result in bodily injury or property damage to others. There are many types of liability. The most common types are public, employer’s and products liability. We offer a variety of cover options.
Liability Cover Explained
Public Liability
Covers claims for negligence or property damage (market standard insurance limit is €6.5m, however higher limits are also available with an additional excess layer liability insurance).
Employer's Liability
Covers employees who might suffer injury as a result of their employment (market standard insurance limit is €13m, however higher limits are also available with an additional excess layer liability insurance).
Products Liability
Covers damages in relation to a product you produce or sell.
Other types of Liability Insurance
Management & Employment Practices Liability.
Cyber Liability - covers financial losses as a result of data breaches or other cyber incidents.
Environmental Liability Insurance - covers costs due to pollution incidents which you cause.
Features
Benefits
FAQs
A: Damage to property or an injury to a member of the public as a result of your business activities.
A: No, however, this is very often required as a minimum from your customers.
Claims & Emergencies
Here to Help
Unsure of how to make a claim or your next steps in the case of an emergency?
We’re here to help and guide.
More Business Insurance Advice
Why Directors and Officers Require Liability Insurance
Directors & Officers Insurance – What You Need to Know
The Essentials of Design And Construct Insurance
More Business Insurance Products
Business Protection
Professional Indemnity Insurance
Property Owners / Landlords Insurance
Here to help
Tell us all about the protection you need, and we’ll guide you on your ideal insurance options.
Email: info@obf.ie
Call: +353 1 660 1033