Property Owners / Landlords Insurance

Property owners’ / landlords insurance in Ireland is designed to protect your investment property, whether it's a house or an apartment that you rent out to tenants. It's different from regular home insurance because it covers the unique risks associated with having renters.

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Experienced and dedicated team.
Wide range of markets.

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Benefits

Cover includes protection against damage to the property itself, like from fire or storms.
Cover includes your liability if a tenant gets injured on the property.
Cover for things like loss of rental income if the property becomes uninhabitable.

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Top Tip

Be mindful not to underinsure. Your property, including domestic outbuildings, should be insured for the full rebuilding cost. Find out more here.

FAQs

Q: Do you need landlord insurance if you only rent out a room in your own home?

A: The answer is usually yes, as standard home insurance policies don't cover paying guests.

Q: Does landlord insurance cover damage caused by tenants?

A: The answer is usually no, but some policies provide a level of cover - speak to your insurance provider.

Claims & Emergencies

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Unsure of how to make a claim or your next steps in the case of an emergency?
We’re here to help and guide.

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You, your staff and your business deserve the best protection. We’ll help you look after your key assets and people.

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Tell us all about the protection you need, and we’ll guide you on your ideal insurance options.

Email: info@obf.ie

Call: +353 1 660 1033