
The right cover for 50 years
For over 50 years, we’ve been helping our clients protect what matters most—home, life, and business. We take the time to listen, understand your situation, and find the right solution for you. Thanks to our experienced team and strong relationships with providers, we offer more than just cover—we offer peace of mind. This is insurance with a personal touch.

For 50 years, we've built a trusted, experienced team focused on integrity and putting clients first. We're here to offer honest advice and tailored guidance—every time.
Why OBF
Wide range of products
From business and personal insurance to pensions and specialists products such as caravan insurance and non-standard homes, we offer a diverse range of products.
Exceptional service
We're not a call centre. We're real experts, real people, offering real advice and care. We're here when you need us: open, easy to speak to, and professional.
Genuine care & honest advice
We listen, understand your unique needs, and find the right solution for you. Our commitment is to always act in your best interest.
Deep expertise
We've been doing this for 50 years. Many of our team are long-tenured, insurance veterans. We know the market and the products intimately.

The care, the
expertise and the
range of products to
ensure you have all
the cover you need.
History
Foundation & early beginnings
Growth and key acquisition
Becoming OBF

Personal
Insurance

Business
Insurance

Health &
Wellbeing Insurance
