Mobile Home Insurance

As the longest-established provider of mobile home insurance in Ireland, we fully understand that your mobile home represents a significant investment. Having served as one of Ireland's leading mobile home insurance companies for over 50 years, we can offer market-leading premiums and cover. We provide a tailored mobile home insurance policy to suit your specific needs, which ensures you're covered at a very competitive price.

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Mobile Home Insurance Expertise

Talk to one of our specialist mobile home insurance experts today for advice and assistance in choosing the right insurance policy for your requirements. Insuring a mobile home has never been easier with OBF Insurance Group.

Features

New-for-old cover available.
Public liability up to €3,000,000.
Low policy excess.
Market-leading premiums and cover.
Fire brigade charges up to €1,000.
Reasonable costs, up to €500, for removing the structure to the nearest repairer and its redelivery to your address in Ireland as a result of an insured loss.
€100 per day, up to a maximum of €500, towards alternative accommodation if your unit is made uninhabitable during a holiday period (only as a result of an insured loss).

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Benefits

Fixtures, fitting, aerials, satellite dishes, verandas, decking and shed covered. Your sum should be calculated taking these into account.
Cover provided for storm damage (unit must be anchored/stayed to the ground).
Assistance provided should your unit become uninhabitable as a result of an insured loss.
Loss or damage to household goods, personal effects and luggage whilst contained in the unit, if shown in the schedule.

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Tip #1

Ensure your water system is fully drained down between the 1st of October and the 31st of March annually and the water turned off by a stopcock.

Tip #2

Review your sums insured each year as this may influence your mobile home insurance premium.

Tip #3

It is advisable the your structure sum insured should include the mobile home and any decking and shed that you have. Note that your contents should include the contents in your unit and also what is contained in your shed.

Tip #4

Before reducing your sums insured, do some market research. This will give you peace of mind that you are not under-insuring your mobile home.

Tip #5

Be mindful not to underinsure. Your property, including domestic outbuildings, should be insured for the full rebuilding cost. Find out more here.

FAQs

Q: What cover will my mobile home insurance policy include?

A: Mobile home insurance policies commonly offer cover for fixtures, fittings, aerials and satellite dishes, as well as protection for any verandas, decking or sheds. In addition, you should also ensure the standard cover includes options such as fire brigade charges, storm damage, public liability and contents cover.

Q: Does the policy provide cover for Public Liability?

A: Yes, our mobile home insurance policies provide liability cover up to €3,000,000.

Q: I let my mobile home during the Summer period - how will this affect my mobile home insurance policy?

A: If you intend renting out your mobile home, you should ensure that your mobile home insurance company knows immediately as your current cover may not be adequate.

Q: Is my decking covered under the policy?

A: Yes, however you should ensure the structure sum insured is adequate to cover the mobile home and the decking.

Q: I keep my bicycle in my mobile home and it has been stolen - am I covered?

A: No. If your mobile home is used for holiday purposes, you should insure your bicycle under your insurance policy for your main residence.