Family Protection

Your family would find it hard enough to cope with your death without having to worry about financial security on top of it. Life cover is the easy way to ensure your family are looked after should the unthinkable happen.  

Product family protection

Financial Planning Guided by Experts

Our experts can help you set up a tax-free lump sum or a regular payment plan to help ease your family’s burden and give you peace of mind. Life cover is an essential part of proper financial planning. It is easy to arrange, and the majority of people are accepted for cover without medical examination. You can arrange for cover to last for a given number of years (called a term policy) or on an open-ended basis where there is no specific end date.

With term policies, the premium is specified at the outset and is guaranteed not to change during the policy term. This means you know how much you’ll be paying so it’s easier to plan, which is why some people prefer the certainty of a term policy.

We’ll be happy to advise you on what policy is right for you. We’ve been doing this for a long time and our knowledge and experience will help you find what’s best for your circumstances.

Features

  • Choose a premium to suit your budget. 

  • Choose a policy term to match your own circumstances. 

  • With convertible policies you can take out replacement cover at the end of the term regardless of your health at the time. 

  • Indexation protects the value of the cover against inflation. 

Benefits

  • A tax-free lump sum to protect your family. 

  • A regular income to help pay the bills and keep your family comfortable. 

  • Your family can pay off loans to ease their burden. 

  • Tax relief available on premiums if you are self-employed. 

Top Tip #1

Put your cover in place as early as possible because the younger you are, the less it costs.

Top Tip #2

Smoking's not just bad for you, it's bad for your premium.

Smokers pay about 40% more than non-smokers, but if you smoke when you take out cover and later stop, your premium could be reduced.

Here to help

Tell us all about the protection you need, and we’ll guide you on your ideal insurance options.

Email: info@obf.ie

Call: +353 1 660 1033

Get a Quote

Call us on 01 6601033, email info@obf.ie or complete this form and we'll call you within one working day at a time that suits you.

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New Policy Payment

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Renew Existing Policy

Use the link below for quick and easy online policy renewals. Remember to have your policy number to hand.

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Please note you are now being directed to a product offered by Blue Insurance Ltd. and you are subject to their terms and conditions.

Any products purchased from Blue Insurance are arranged, administered and underwritten by Blue Insurance Ltd.

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