Income Protection
Should illness or injury prevent you from working, your income would dry up but the bills would continue to flood in. Income Protection cover offers you a lifeline in this situation, and our experienced team can help you choose the right policy for your lifestyle.
Financial Protection When You Need It
Income Protection is a vital type of cover for many people, especially the self-employed and owner-directors who get no State illness benefits. Even if you are entitled to the State illness benefit, unless your employer will continue to pay you indefinitely, you’ll be facing a financial crisis at a time when you should be focusing on your health.
We have arranged Income Protection for individuals and companies over many years; we know the business and we know how to get you the right cover at the best possible price. We have handled many claims, some of them from young people who never thought they’d need the benefit, but they were certainly very glad they had it. Hopefully, you’ll never need it but what a great comfort it would be to know that if you have a health issue, you can concentrate on getting better and not on where the next mortgage payment will be coming from.
Features
Benefits
Tip #1
Put your cover in place as early as possible because the younger you are, the less it costs. Always ensure you give full and complete details of your occupation when applying for cover. The last thing you want is a claim to be declined because of incomplete information in your application form.
Tip #2
If the guaranteed premium is too high, you can opt for a reviewable premium. This will be lower however it is not guaranteed for the full policy term.
More Personal Insurance Products
Family Protection
Investments
Pensions
Here to help
Tell us all about the protection you need, and we’ll guide you on your ideal insurance options.
Email: info@obf.ie
Call: +353 1 660 1033