Therapy and Counselling

We are Ireland's longest-established provider of counsellors insurance and therapist insurance. We provide a tailored policy to ensure comprehensive cover for our customers in the areas of Malpractice and Public Liability. Talk to one of our experts today for more information on our therapist insurance policies or make an easy application online.

Key Features

  • Malpractice cover for up to €6,500,000 in any one policy period.
  • No policy excess.
  • Cover applies regardless of where you practice on the island of Ireland.
  • Cover available for over 200 different therapies.

Key benefits

  • Easy online application.
  • Online renewal facility.
  • Policy documents available within one working day if required.
  • Experienced team available to answer all your queries.

Features

Our counsellors and therapist insurance policies provide professional indemnity insurance cover for claims arising out of negligent acts, errors or omissions. It also provides indemnity cover for unintentional breach of confidentiality, libel, slander, loss of documents, public liability, products liability and sexual harassment defence costs.

Some of the key features of our therapist insurance policies include:

  • The overall limit provided by the policy is €6,500,000 aggregate including costs and expenses during the policy period.
  • The policy provides indemnity for claims arising out of negligent acts, errors or omissions. It also provides indemnity for unintentional breach of confidentiality, libel, slander, loss of documents, public liability, products liability and sexual harassment defence costs.

“Loss” includes damages/costs awarded against you and your costs and expenses in defending a claim.

  • Top Tip #1

    If you are a student, ensure you notify your insurer as soon as you obtain your qualification as failure to do so could invalidate your policy.

  • Top Tip #2

    Ensure that all therapies you practice are listed on your certificate of insurance.

  • Top Tip #3

    Keep up to date with industry and legislative updates relating to your industry to reduce the risk of indemnity.

FAQs

  • Q: My client has made a complaint about my conduct to my professional organisation. Do I need to notify my insurer?

    A: Yes, you must advise your insurer immediately of any complaints made against you. Once you contact your insurance provider they will guide you further.

  • Q: Do I need to ensure that all the therapies I am working in are mentioned on my certificate of insurance?

    A: Yes, it is important that you advise your insurer of all work you are carrying out as failure to do so may result in a claim being declined and/or your policy being cancelled.

  • Q: Why do student counsellors need insurance?

    A: Although you are a student, counselling insurance is still a valid requirement because what you say as a therapist to your clients may have a profound effect on their lives. Advice that you give could be acted upon. If it is and your client believes your advice had a detrimental impact on their lives they may seek compensation.

  • Q: Do I require counsellors insurance if I am a counsellor/therapist working from home?

    A: If you work from home, you may have to update your home insurance policy to take into account this extra activity. We can provide specialist advice for you on this matter.

  • Q: I only work part time - does this reduce my premium?

    A: No, this does not reduce your therapist insurance premium.