Medical Malpractice Insurance

OBF is pleased to be able to offer multiple solutions to meet your Medical Malpractice Insurance requirements in Ireland and the U.K. Our brokerage team offers comprehensive knowledge of the risks facing the healthcare sector. Our underwriters have an excellent track record in the medical malpractice insurance area enabling us to provide solutions in an ever-changing and fast-paced environment. Talk to us today and let us help you find the medical malpractice insurance cover that's right for you.

Key Features

  • Access to domestic and UK markets.
  • Affinity schemes available.
  • Broker to broker facilities available.
  • Experienced and dedicated team.

Key benefits

  • Protection against medical negligence.
  • Wide range of indemnity limits available.
  • Various excess options.
  • Competitive rates.

Features

When thinking about medical negligence, we automatically think of breach of hospital care; this is not necessarily the case. In any circumstance where a health professional looks after people’s health, therein lies the risk of medical negligence exposure. The threat of medical malpractice is not just confined to doctors, dentists and opticians, but to any person who is working in the health care field. Most professionals working in the industry are dedicated to providing their patients with the best possible care. Nevertheless, mistakes happen and they can be costly. Even where the liability is being defended, a large cost can be incurred.

Please consult our Medical Practitioner Occupation List and/or download the Proposal form and allow one of our experienced professional indemnity insurance team members help you find the right cover.

  • Top Tip #1

    Remember to keep accurate patient notes and up to date records at all times.

  • Top Tip #2

    Where instruments are used, make sure that they are sterilised at all times.

  • Top Tip #3

    Stay up to date and be aware of new and revised legislative developments in your speciality area of practice.

  • Top Tip #4

    Open and honest communication between you and your patient is key. This alleviates any misunderstandings, encourages empathy on your behalf and helps avoid exposure to medical malpractice claims.

FAQs

  • Q: Is medical malpractice insurance mandatory?

    A: There is no legal requirement for a medical professional to take out a medical malpractice insurance policy, however some institutions and workplace policies require staff to do so. After all, medical malpractice insurance offers excellent financial support in the unfortunate event of a malpractice claim.

  • Q: How much medical malpractice insurance do I need?

    A: This differs from professional to professional. The level of coverage will depend on the risks posed by your particular profession, your income, your assets or whether or not your medical board or hospital requires a minimum amount of coverage.

  • Q: What are some examples of medical malpractice?

    A: Malpractice includes but is not limited to:
    - a failure to diagnose,
    - incorrect sterilisation techniques,
    - wrong medication or prescription.

  • Q: I am a care worker and a therapist; can I cover both of my activities?

    A: Yes, medical malpractice insurance can extend to cover both activities under the one policy.