The Irish beauty and aesthetics sector has grown in popularity in recent years, with more salons, clinics, and independent practitioners offering a growing range of treatments. However, regulations haven’t kept pace with growth in this sector. This can leave business owners exposed to claims – and with client image, confidence, and personal presentation at stake, even a single incident can lead to a costly claim.

That’s why the right insurance is essential. Standard public liability policies are only the starting point – in insuring your business, you’ll need to consider specialist policies designed to protect you against procedure-related claims (often under the umbrella of medical malpractice or treatment risk cover), product liability insurance covering harm caused by products used, and cover for higher-risk services such as laser treatments, micro-needling, or sunbed use. The right combination will depend on the treatments you offer, and the specific risks your business faces.

 

Your Complete Cover, in One Place

We understand that insuring cosmetic or aesthetic businesses can feel like being thrown into a maze of terminology and potential scenarios. That’s why we’ve recently partnered with iSure Underwriting to simplify this process by creating a tailored insurance solution for customers within the Irish beauty industry – combining medical malpractice, professional indemnity, public liability, employers’ liability and equipment cover, all under one roof!

With this new insurance offering, clients can benefit from:

• • – Medical Malpractice & Professional Indemnity cover – limit up to €6,500,000
  • – Public Liability cover – limit up to €6,500,000
  • – Employers’ Liability – up to €13,000,000
  • – Cover for single practitioners and entity clinics
  • – Extensions available for prescribing endorsements, business equipment & teacher training
  • – And more, tailored to your needs.

 

Let’s Protect Your Business

Whether you’re an independent practitioner or managing a busy clinic, our expert team can help you design the right cover for your treatments and services. Get in touch with our experts today to learn more about this new insurance offering and customise the policy for your business needs.