Are you the owner of a holiday home in Ireland or abroad or perhaps thinking about buying a holiday home? If so, there are several things you need to consider before taking out a home insurance policy. Holiday homes are often vacant for a large portion of the year. Unfortunately, this often qualifies your property as ‘unoccupied’ and will invalidate a standard home insurance policy. Before selecting holiday home insurance, it’s important to ensure you will be properly protected when you leave.
Luckily, our holiday home insurance experts have shared their insights on everything you need to know about protecting holiday home with specialty insurance. Check out our holiday home related blog posts for tips and advice on maintaining, protecting and renting out your holiday home as well as guides for those interested in buying a holiday home or investing in holiday home insurance.
Looking After Your Holiday Home: A Seasonal Guide
Having a retreat from increasingly busy lives is an ambition held by most and realised by many in the Western world. If you own a holiday home, it’s important to keep it in good repair all year round, as ignoring potential issues can lead to some very costly repairs later on. We have put this […]
Letting Out Your Holiday Home? Here’s How and Why To Insure It.
Letting out your holiday home to someone so they can enjoy it as much as you do can be a rewarding experience. However, letting your holiday home is not without risk, so it’s important to have the right holiday home insurance policy to cover both you and your tenants. As the leading specialist provider of […]
The Ultimate Guide to Selecting the Right Holiday Home Insurance
Choosing the best holiday home insurance is a huge consideration. However, insurance policies are often full of jargon, which makes it hard to complete a quick and easy holiday home insurance comparison. In fact, this causes many of us to simply glance at our insurance contract once, before shoving it in a drawer until it’s […]
Holiday Home Insurance – Insurance Risks with Vacant Properties
Holiday homes are by nature vacant for a large portion of the year. Unfortunately, this leaves them at increased risk of damage. A home is generally defined as unoccupied if it hasn’t been occupied in over 40 consecutive days therefore, it is important to ensure your insurance policy has the correct occupancy noted. If it […]
Holiday Home Insurance FAQ’s
Holiday home insurance can offer comprehensive protection for your home away from home; a property that represents a significant investment of yours. While it’s obvious that insuring a holiday home is a necessity, many people don’t exactly understand the various elements of holiday home insurance cover. To simplify matters and help ensure that you are […]
5 Mistakes to Avoid When Taking Out Holiday Home Insurance
There’s an abundance of information on what to look for when selecting a holiday home insurance policy. However, it’s just as important that you are aware of which mistakes to avoid, in order to find a comprehensive policy best suits your needs. The following are 5 particular mistakes that you need to be aware of […]
Top Holiday Home Insurance Myths Debunked
Finding the right holiday home insurance policy for your needs can be a difficult task. Unfortunately there are a number of myths and misconceptions that are constantly being circulated regarding holiday home insurance which can add to the difficulty and confusion. This can unfortunately lead people to taking out policies that aren’t right for their […]
Holiday Home Insurance Quotes – 5 Questions You Must Ask Providers
When in the market for holiday home insurance, it can be tempting to just go with the cheapest quote. However, only focusing on price could mean your insurance policy does not provide the level of protection that your property needs. There are several other important points to consider in order to assure adequate cover for […]
Typical Holiday Home Insurance Cover Assumptions
Reading the small print of an insurance policy can be tedious, but it’s necessary to ensure your holiday home is fully protected. Unfortunately, without being fully aware of the terms and conditions, it can be all too easy to invalidate your policy. That’s why we’ve created a list of the five main assumptions holiday home […]
Protecting Your Holiday Home From Flood Damage
Unfortunately, many holiday homes are commonly located on scenic water fronts and are often damaged during floods. Plus, with today’s extreme weather conditions, even inland homes aren’t safe from rising water levels. That’s why we’ve listed five of the most important steps to take in order to protect your property. 1. Turn off heating Flood […]