Flat roofs, while an attractive feature on a property, require more maintenance than angled roofs. Hence flat roof insurance premiums tend to be higher than those for apex roofed properties. Fortunately, there are a few simple ways by which you can extend the life of your flat roof, and in doing so, potentially limit the restrictions applying to your policy.
Perform Yearly Inspections
Although not a condition of our policy, flat roofs should be inspected every year. This allows building owners to take quick action if an issue arises and prevents any problems from worsening. If they do need work carried out, it is advisable to consult a professional before beginning. Many flat roof insurance companies will not provide compensation for damage or destruction to your flat roof if any works carried out have not been conducted by a reputable contractor.
Replace The Roof at Specified Intervals
Your flat roof should be replaced every 15 years, to ensure the maximum protection of your property. If the roof is not maintained regularly, it may need to be completely replaced a lot sooner than this.
Check For Signs of Roof Drainage Issues
Ensuring that your roof can drain properly is one of the most important things to do. If water cannot drain off the roof, it can cause ponding and blisters. Ponding is when water accumulates on areas of the roof; it can cause leaking and even roof failure. It’s easy to spot as there will either be puddles of water on the roof or if there are dry conditions, a lowered area ringed by dirt. Blisters occur when water gets between the layers of the roof. To prevent this from occurring, make sure your drainage system is clear. If your property has trees growing nearby, it will need to be checked more frequently as leaves and debris can clog gutters and drains It should also be checked after heavy snowfalls, especially during a thaw, as snow and ice can cause blockages and damage.
Regularly Check for Cracks & Punctures
Flat properties should be regularly checked for cracks and punctures in the roof surface. If these occur, like any other issues, they should be addressed before they worsen. Applying reflective aluminium paint can prevent or slow down sunlight from breaking down the roofing material, extending the life of your roof.
Take Out Flat Roof Insurance
It is also advisable to take out a flat roof insurance policy to make sure that, should something go wrong, you are properly covered. Having the right cover could make all the difference and save you from a financial headache.
Flat roofs are becoming a more and more common feature in modern builds, provide a property with a sleek, minimalistic appearance. Maintain your flat roof correctly and you can enjoy a durable, long-lasting property feature.